Where’s my Refund?

Did you know that millions of people don’t claim their tax refunds each year? This means that tax refunds are just sitting at the IRS, waiting for their rightful owner to come give them a home. The good news is that you can still receive the money you are owed- all you have to do is visit www.irs.gov

Click on the “Where’s My Refund” link and be sure to have your social security number, filing status and refund amount handy. Chances are that with an update of your address, you’ll have your money in no time!

Although we’re barely getting started in 2006, it’s never too early to start thinking about your financial footing in 2007. To keep your finances in line and under control throughout this year and into the next, try following these tips:

-Pay off debt. If you are swimming in credit card debt, it’s time you put a stop to this madness. Be sure to pay off the card you have with the highest interest and don’t forget about auto or school loans!

-Instead of blowing this year’s tax refund on a shopping spree, put it into a savings account or a retirement fund for later!

-Put your refund away for college- whether it’s for you or for your child.

-Open up an emergency savings account. Start putting aside a little money into this account for those times when your car breaks down or you unexpectedly lose your job.

-Be credit card smart! Only use your card if you have the means to pay it off in full or at least by half, each month.

Previous: Bankruptcy and Your Employer
Next: Chapter 7 in a Nutshell