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The bankruptcy system is governed by federal law. However, where you live does play a role in some aspects of bankruptcy. Here you'll find information important to filing for bankruptcy in North Carolina, including:
- North Carolina Bankruptcy Exemptions. Exemptions play a big role in bankruptcy -- they determine what property you keep in Chapter 7 bankruptcy and influence how much your monthly payment will be in Chapter 13 bankruptcy.
- North Carolina Filing Information. If you file in North Carolina, it helps to have links to your local bankruptcy courts and know which credit counseling agencies are approved by the bankruptcy trustee. In addition, you'll need to know the state median income to complete the means test (which determines eligibility for Chapter 7 bankruptcy).
Click on the article links below to find North Carolina-specific information related to bankruptcy.