Wage garnishment is one of the most common methods used by creditors to collect debts. In most cases, the creditor must first sue you and get a judgment against you before garnishing your wages. but a few types of creditors can garnish your wages without a judgment. There are limits as to how much can be garnished from your wages. And you may have another reasons to object to the garnishment.
Below you can learn how wage garnishments work, federal and state limits on the amount that may be garnished, reasons to challenge a garnishment, and how to file an objection.