Free Bankruptcy Forms

Here's where to find the free official bankruptcy forms, and a list of the forms you'll need for Chapter 7 and Chapter 13 bankruptcy.

By , Attorney · University of the Pacific McGeorge School of Law

When you're ready to file for bankruptcy, you'll complete the official bankruptcy forms found on the U.S. Court's bankruptcy form webpage. We've separated the forms into helpful categories because the court's list isn't the easiest to use.

All of the free fillable bankruptcy forms are here. Your case will begin once you file them with your local bankruptcy court. If you aren't sure where to file, use the Federal Court Finder.

The Bankruptcy Forms by Chapter

You'll use the forms in the first list when filing for Chapters 7 and 13. Next, you'll find forms specific to each bankruptcy chapter. The final list includes forms you might or might not need, depending on your case.

Chapter 7 and Chapter 13 Forms

Everyone who files for Chapter 7 or Chapter 13 must complete and file the following forms even if there's nothing to report (write "none" in the disclosure box). If you don't file a form because you don't think it applies, the trustee will move to dismiss your case.

  • B 101 Voluntary Petition for Individuals Filing for Bankruptcy
  • B 105 Involuntary Petition Against an Individual
  • B 106 Declaration About an Individual Debtor's Schedules
  • B 106 A Summary of Your Assets and Liabilities and Certain Statistical Information
  • B 106A/B Schedule A/B: Property
  • B 106C Schedule C: The Property You Claim as Exempt
  • B 106D Schedule D: Creditors Who Hold Claims Secured By Property
  • B 106E/F Schedule E/F: Creditors Who Have Unsecured Claims
  • B 106G Schedule G: Executory Contracts and Unexpired Leases
  • B 106H Schedule H: Your Codebtors
  • B 106I Schedule I: Your Income
  • B 106J Schedule J: Your Expenses
  • B 107 Your Statement of Financial Affairs for Individuals Filing for Bankruptcy
  • B 121 Your Statement About Your Social Security Numbers

Additional required form. You'll also need to prepare a list of the names and addresses of your creditors using the format required by your court's local rules. You'll find the local rules on the court's website.

Chapter 7 Bankruptcy Forms

You must file the first two forms in a Chapter 7 case. The last two forms can help you pass the means test and qualify for a Chapter 7 debt discharge.

  • B 108 Statement of Intention for Individuals Filing Under Chapter 7
  • B 122A-1 Chapter 7 Statement of Your Current Monthly Income
  • B 122A-1Supp Statement of Exemption from Presumption of Abuse Under §707(b)(2)
  • B 122A-2 Chapter 7 Means Test Calculation

Find out about the Chapter 7 bankruptcy process.

Chapter 13 Bankruptcy Forms

You'll need these forms for your Chapter 13 plan. You can learn about calculating your Chapter 13 plan here.

  • B 113 Chapter 13 Plan
  • B 122C-1 Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period
  • B 122C-2 Chapter 13 Calculation of Your Disposable Income

Other Bankruptcy Forms

These forms aren't required in each case—only when applicable. For instance, you'll use one or more if you need to disclose an eviction judgment, want help paying the bankruptcy fee, if you're paying expenses for two homes, or if you used a bankruptcy petition preparer.

  • B 101A Initial Statement About an Eviction Judgment Against You
  • B 101B Statement About Payment of an Eviction Judgment Against You
  • B 103A Application for Individuals to Pay the Filing Fee in Installments
  • B 103B Application to Have the Chapter 7 Filing Fee Waived
  • B 106J-2 Schedule J-2: Expenses for Separate Household of Debtor 2
  • B 119 Bankruptcy Petition Preparer's Notice, Declaration and Signature

If an attorney represents you, your attorney will need to disclose how much you paid for legal services, and if you didn't pay personally, the name of the person who paid on your behalf. Your lawyer will know which form to use. Learn about typical lawyer fees in Chapter 7.

Filling Out the Bankruptcy Forms

Each form has instructions explaining the type of information needed. However, the forms don't cover the legal consequences of your entries, so you'll want to learn what will happen in your case by doing research or consulting with a bankruptcy lawyer.

Navigating Your Bankruptcy Case

Bankruptcy is an unusual area of law because it's essentially a qualification process. The laws provide instructions for completing a 50- to 60-page bankruptcy petition, and because all rules apply in every case, you can't skip a step.

The forms and resources below will help you find more information. Also, this handy bankruptcy document checklist will help you gather the things you'll need to complete the petition.

More Bankruptcy Information

Bankruptcy Forms

You'll find fillable, downloadable bankruptcy forms on the U.S. Courts bankruptcy form webpage.

Related Information

Should I Ignore a Debt Collector's Calls and Letters?

Can I use my credit card before I file for bankruptcy?

Timing Your Bankruptcy Filing: When to Delay or Avoid Bankruptcy Altogether

Need More Info?

We want to help you find the answers you need. Go to TheBankruptcySite for more easy-to-understand bankruptcy articles, or consider buying a self-help book like The New Bankruptcy by Attorney Cara O'Neill.

We wholeheartedly encourage research and learning, but online articles can't address all bankruptcy issues or the facts of your case. The best way to protect your assets in bankruptcy is by consulting with a local bankruptcy lawyer.

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