Chapter 13 Repayment Plan

The repayment plan is the centerpiece of a Chapter 13 bankruptcy. Through the plan, the debtor repays some debts in full and others in full or part, depending on a few factors. Because the debtor receives the protection of the bankruptcy court during the repayment period, the plan can alleviate the stress and burden of overwhelming debt and monthly obligations.

It is, however, a long-term commitment and requires that the debtor stick to a strict budget. Upon completion of the plan, most remaining debts are discharged.

Learn About the Chapter 13 Payment Plan

In this section, you can find information on how the plan works, how the monthly payment amount (and consequently the amount of debt that must be repaid) is calculated, and more.

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