Carron Nicks

Carron developed her passion for bankruptcy and consumer law long before law school. She spent the early years of her career as a banker, a bankruptcy court clerk, and a paralegal in a boutique bankruptcy law firm.  She graduated magna cum laude from Tulane University School of Law where she served as articles editor of the Law Review.  Carron clerked for the Hon. Jacques L. Wiener of the U.S. Fifth Circuit Court of Appeals and for Steven Felsenthal, Chief Judge of the United States Bankruptcy Court for the Northern District of Texas.  For the next 20 years, she represented consumers and small businesses in the bankruptcy courts in North Texas.    

Carron considers it a duty and a privilege to teach consumers about their rights and responsibilities. She has authored numerous articles for the family of websites and for other publications.  She also presents regularly at legal conferences and before consumer groups.  

Carron's Other Pages

The Bankruptcy Site

Articles By Carron Nicks

Can I File for Bankruptcy If I Have a Judgment Against Me?
Yes, and you can even erase many money judgments received by a creditor in a lawsuit by filing for bankruptcy. But even if filing for bankruptcy will wipe out your responsibility to pay the debt associated with the judgment, filing alone won’t eliminate a judgment lien placed on your property. If you can protect property equity with an exemption, you’ll need to ask the court to “avoid” (remove) the lien to the extent the lien impairs your exemption right.
Should I File for Chapter 7 Bankruptcy If I Recently Purchased an Expensive New Car?
Everyone would like to sail through bankruptcy without any problems—but that might not happen if you file Chapter 7 bankruptcy soon after buying a new expensive car.
Can You File for Bankruptcy If Your House Is in Foreclosure?
Learn how you can use a bankruptcy case to save your home from foreclosure.
Wiping Out Government Fines and Tickets in Bankruptcy
Whether you can eliminate (discharge) a government fine, penalty, or ticket in bankruptcy depends on the government's intent on issuing the fine. If the government entity imposed the fine as punishment, then you cannot wipe it out in bankruptcy. However, if the government intends the fine to compensate
Can I File for Chapter 7 Bankruptcy If I Live With My Parents
If you file for Chapter 7 bankruptcy while living with your parents, you might have to include their income and expenses in your paperwork.
Using Chapter 13 Bankruptcy to Get Your Car Back After Repossession
If your car, truck, SUV, van, motorcycle, or other vehicle is repossessed, there are several ways that you may be able to get it back. One of those methods, filing Chapter 13 bankruptcy, may allow you to get your car back from the lender, revise the terms of the loan to make them more favorable to you
Can I File for Bankruptcy If I Have a Lawsuit Pending?
You can file a bankruptcy with a lawsuit pending, but the lawsuit will probably be put on hold.
What Happens if I File a Lawsuit in the Middle of My Chapter 13 Case?
If you file a lawsuit during your Chapter 13 bankruptcy case, you must disclose this fact to the court and the bankruptcy trustee and must amend your bankruptcy schedules if it's not already listed. Also, the lawsuit might mean that you have to pay more into your Chapter 13 plan. Read on to learn more
Car Repossession: What Is the Difference Between Reinstatement and Redemption?
If your car is repossessed, you might be able to get it back by redeeming the car from the lender (paying the full amount you owe) or reinstating the car loan (getting current on payments). Below you can learn about redemption and reinstatement after vehicle repossession, the difference between the two, and whether those options will be available to you.
Can I File for Bankruptcy If I Haven’t Filed Taxes
Your returns must be current if you file for Chapter 13 bankruptcy, but not if you file a Chapter 7 case.