Kathleen Michon


Kathleen Michon is an estate planning lawyer in the San Francisco Bay Area. She has been affiliated with Nolo in various capacities for more than fifteen years, including five years as Nolo’s in-house bankruptcy, foreclosure, and debt editor. Kathleen’s previous legal experience also includes directing Public Counsel's Consumer Rights Project and representing inmates on death row. Kathleen received a B.A. from Yale University and a law degree from Northwestern University School of Law.

Articles By Kathleen Michon

What to Do if You Can't Keep Up With Your Chapter 13 Repayment Plan
If you don’t make your payments to the Chapter 13 trustee on time, the court could dismiss your bankruptcy case. So what should you do if you cannot make one or more Chapter 13 plan payments?
What Happens to Your Personal Property in Chapter 7 Bankruptcy?
When filing for Chapter 7 bankruptcy, many debtors are able to keep most or all of their personal property. What you’re allowed to keep depends on what property is deemed "exempt" by your state or the federal bankruptcy exemptions.
Determining Dependents For Bankruptcy Schedule J
When you file for bankruptcy under Chapter 7 or Chapter 13, you must complete a set of schedules that list information about your assets, debts, expenses, income, and financial transactions. On Schedule I, you must provide information about your income. You must also provide information about your dependents.
Is Your Spouse Liable for Your Business Debts?
Your spouse’s personal liability for your business debts could also affect your decision about filing for Chapter 7 personal bankruptcy. For instance, if your spouse is liable for your business debts and has assets or income to lose, it might make sense for both of you to file for personal bankruptcy.
Unsecured Debt: Priority vs. Non-Priority
Whether you file for Chapter 7 or Chapter 13 bankruptcy, it's important to determine which of your unsecured debts will be classified as priority debts and which will be assigned to the nonpriority category.
When You Might Be Personally Liable for Corporate Debt
Common ways an owner of a corporation or an LLC might become personally liable for the business’s debts. If you are personally liable for some or all of your business debts, you will have to file a personal bankruptcy, rather than a business bankruptcy, to rid yourself of these debts.
Chapter 13 Bankruptcy Laws: Your Disposable Income
In Chapter 13 bankruptcy, you must devote all of your disposable income to your Chapter 13 repayment plan.
Will Chapter 7 Bankruptcy Stop an Eviction?
Bankruptcy's automatic stay will prevent your landlord from beginning or continuing with eviction proceedings during your Chapter 7 bankruptcy.
How Do I Get a Lien Off a Title After Bankruptcy?
How do I get a lien off a title after bankruptcy?
Top 7 Reasons to File for Bankruptcy Right Away
If you are planning to file for bankruptcy, in some cases it makes sense to do so as soon as possible. In certain circumstances, filing for bankruptcy immediately can stop a foreclosure, repossession, or wage garnishment, help you keep more property, allow you to discharge more debts, or even help you