Rebecca McDowell

Contributing Author

Rebecca K. McDowell practiced consumer bankruptcy law for several years in the Eastern District of Michigan, representing Chapter 7 trustees as well as consumer debtors, before focusing her career on writing about the law and editing legal content. She has authored bankruptcy articles on and other bankruptcy sites in the Nolo Network. She holds a B.A. in English from Albion College and obtained her J.D. from Wayne State University Law School in Detroit.

Rebecca's Other Pages

Nolo's Bankruptcy Site

Articles By Rebecca McDowell

Should I Surrender My Car in Chapter 7 Bankruptcy?
If you owe money on your car and you file for Chapter 7 bankruptcy, you must decide whether you want to keep your car or surrender it.
Is Your Pension Exempt in Bankruptcy?
If you have a pension and you file for Chapter 7 bankruptcy, you can probably exempt at least some of your pension and protect it from the bankruptcy trustee.
How to Value Your Car in Bankruptcy
Valuing your car, van, truck, motorcycle or other vehicle is an important part of a bankruptcy case; when you file for bankruptcy, you must include a list of everything you own and how much each item is worth.
The Motor Vehicle Exemption in Chapter 7 Bankruptcy
If you file for Chapter 7 bankruptcy, you will most likely be able to exempt (protect) some equity in your car, van, truck, motorcycle, or other motor vehicle. If you can exempt enough equity, you'll be able to keep your car.
What Happens to My Cosigner if I File Chapter 13 Bankruptcy
If you file Chapter 13 bankruptcy and you have debt with a cosigner, your bankruptcy could potentially affect the cosigner.
Understanding Secured, Unsecured & Priority Claims in Bankruptcy
When you file bankruptcy, each creditor (the person or company to which you owe money) has a claim against your bankruptcy estate. This means that if there's any money in your estate, the bankruptcy trustee will use it to pay the creditors' claims. To get paid, each creditor must file a proof of claim form indicating how much you owe and the type of debt.
How to Value Your Home in Bankruptcy
Properly valuing your home in both Chapter 7 and Chapter 13 bankruptcy is important. In some situations, your home's value will determine whether you can keep it, or whether you can strip junior mortgages off. Here's how to value real estate in bankruptcy.
What Is a Judgment Lien?
A judgment lien is a type of security interest that a judgment creditor can obtain against your property. Below you can learn how a creditor gets a judgment lien, what property the lien can affect, and more.
Judgment Liens in Bankruptcy: Can You Get Rid of Them?
A judgment lien occurs when a creditor sues you, gets a judgment against you, and files a lien against your personal property to satisfy the judgment. You can avoid judgment liens in a Chapter 7 bankruptcy under the right circumstances.
Should I Refinance Before or After Bankruptcy?
If you intend to file bankruptcy but are also considering refinancing your mortgage, whether you refinance before or after will depend on a number of factors, including: