Credit Counseling & Debtor Education in Bankruptcy

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When you file for bankruptcy, you must complete a credit counseling session with an agency approved by the United States Trustee's office. And before you get a discharged, you must take a separate debtor education course. With a few exceptions, everyone must complete these requirements in order to get bankruptcy relief. Below you can learn about what is involved for each requirement, when you must get the education, and whether you might quallify for an exception.

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Full Name is required
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By clicking "Find a Lawyer", you agree to the Martindale-Nolo Texting Terms. Martindale-Nolo and up to 5 participating attorneys may contact you on the number you provided for marketing purposes, discuss available services, etc. Messages may be sent using pre-recorded messages, auto-dialer or other automated technology. You are not required to provide consent as a condition of service. Attorneys have the option, but are not required, to send text messages to you. You will receive up to 2 messages per week from Martindale-Nolo. Frequency from attorney may vary. Message and data rates may apply. Your number will be held in accordance with our Privacy Policy.

You should not send any sensitive or confidential information through this site. Any information sent through this site does not create an attorney-client relationship and may not be treated as privileged or confidential. The lawyer or law firm you are contacting is not required to, and may choose not to, accept you as a client. The Internet is not necessarily secure and emails sent through this site could be intercepted or read by third parties.

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