Dealing With Liens in Bankruptcy

Explaining the Different Types of Property Liens

Knowing what type of lien a creditor holds is important for determining how to deal with the lien in bankruptcy. Here's a primer on the types of liens you might encounter.

Judgment Liens in Bankruptcy: Can You Get Rid of Them?

A judgment lien occurs when a creditor sues you, gets a judgment against you, and files a lien against your property to satisfy the judgment. Under the right circumstances, you can avoid judgment liens in a Chapter 7 or Chapter 13 bankruptcy.

What Is a Judgment Lien?

A judgment lien is a type of security interest that a judgment creditor can obtain against your property. Below you can learn how a creditor gets a judgment lien, what property the lien can affect, and more.

When the Creditor Gets a Lien Against Your Property

If a creditor has a lien on property you own, you’ll need to pay the creditor before selling or refinancing it, and the creditor might even use a lien on house property to force a sale of your home.

How Do I Get a Lien Off a Title After Bankruptcy?

Learn why you should contact a bankruptcy attorney to file a motion to avoid the lien if it remains after bankruptcy. This legal motion requests that a judge formally remove the lien on the property.

What Happens to Liens in Chapter 7 Bankruptcy?

A creditor with a lien has rights against the property securing your obligation to pay the money you owe. Learn what happens to liens and secured property in Chapter 7 bankruptcy.

Will Filing For Chapter 7 Bankruptcy Remove A Tax Lien?

Although you can get rid of some tax debts in Chapter 7 bankruptcy, if a tax lien has been recorded against your property, you are unlikely to be able to remove it in Chapter 7 bankruptcy. There are a few exceptions, however.