Dealing With Liens in Bankruptcy

Explaining the Different Types of Property Liens

A mortgage lien and a tax lien aren't treated the same in bankruptcy. Find out which liens on your property you can fight and which ones stick.

Judgment Liens in Bankruptcy: Can You Get Rid of Them?

A judgment lien occurs when a creditor sues you, gets a judgment against you, and files a lien against your property to satisfy the judgment. Under the right circumstances, you can avoid judgment liens in a Chapter 7 or Chapter 13 bankruptcy.

What Is a Judgment Lien?

A judgment lien is a type of security interest that a judgment creditor can obtain against your property. Below you can learn how a creditor gets a judgment lien, what property the lien can affect, and more.

When the Creditor Gets a Lien Against Your Property

If a creditor has a lien on property you own, you’ll need to pay the creditor before selling or refinancing it, and the creditor might even use a lien on house property to force a sale of your home.

How Do I Get a Lien Off a Title After Bankruptcy?

Bankruptcy doesn't automatically remove liens, but you can eliminate eligible liens by winning a court motion or paying off the debt, then recording the result in public records.

What Happens to Liens in Chapter 7 Bankruptcy?

A creditor with a lien has rights against the property securing your obligation to pay the money you owe. Learn what happens to liens and secured property in Chapter 7 bankruptcy.

Will Filing For Chapter 7 Bankruptcy Remove A Tax Lien?

Although you can get rid of some tax debts in Chapter 7 bankruptcy, if a tax lien has been recorded against your property, you are unlikely to be able to remove it in Chapter 7 bankruptcy. Learn your options.