Articles on Your Home in Chapter 7
Articles on Your Home in Chapter 7
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What Happens to Mortgages in Bankruptcy
A major concern for most homeowners contemplating Chapter 7 or Chapter 13 bankruptcy is how the bankruptcy will affect their mortgage. Although your mortgage company can’t raise your interest rate or change other loan terms, some homeowners filing for Chapter 7 bankruptcy will lose their homes if they’re behind on mortgage payments or can’t protect all home equity with a bankruptcy exemption. If you’re behind on your mortgage, consider Chapter 13. Chapter 13 bankruptcy helps filers bring homes out of foreclosure by providing a way to catch up on missed mortgage payments.
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How to Value Your Home in Bankruptcy
Properly valuing your home in both Chapter 7 and Chapter 13 bankruptcy is important. In some situations, your home's value will determine whether you can keep it, or whether you can strip junior mortgages off. Here's how to value real estate in bankruptcy.
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Can I Keep My Home in Bankruptcy if I Am Behind on HOA Dues?
In most cases, if you are behind on your homeowners’ association (HOA) dues, the HOA can place a lien and foreclose on your property. Whether filing for bankruptcy can help you keep your home will typically depend on whether you file for Chapter 7 or Chapter 13 bankruptcy. What Is an HOA Lien? In
The Homestead Exemption
The Homestead Exemption
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If you file for Chapter 7 bankruptcy, whether you can keep your home depends, in large part, on your state's homestead exemption.
Common Questions About Homes, Mortgages, and Foreclosures in Bankruptcy
Common Questions About Homes, Mortgages, and Foreclosures in Bankruptcy
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What Happens in Bankruptcy If I Am on the Deed to Someone Else's Home?
When you're on someone else's deed, it's important to know whether the house is at risk in Chapters 7 or 13 before filing for bankruptcy. The best course of action when you want to keep a house in bankruptcy is to talk with a bankruptcy attorney.
Nolo Books on Bankruptcy, Debt, and Foreclosure
Nolo Books on Bankruptcy, Debt, and Foreclosure
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The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket
If you're having trouble making your mortgage payments or are already in jeopardy of foreclosure, this book gives you the practical information you need, step by step.
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How to File for Chapter 7 Bankruptcy
The reliable, up-to-date information in this best-selling book will help you successfully complete your bankruptcy claim without breaking the bank.
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Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time
This comprehensive guide explains the Chapter 13 process, from start to finish.
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Solve Your Money Troubles: Debt, Credit & Bankruptcy
Get out of debt and solve your money troubles with this complete guide to repairing your credit and regaining financial freedom.