Find information on bankruptcy, books and forms that can help you handle your debt, and lawyers that can offer advice and representation in bankruptcy cases.
Get started here to learn about what bankruptcy is, what it can do for you, whether you're a good candidate and how it can get rid of your debts and give you a "fresh start."
As with any major life decision, the decision to file (or not to file) bankruptcy should be one that is well researched. Our goal here at The Bankruptcy Site is to give you the tools you need to make the best decision for your situation. More About Us.
Start by reviewing alternatives to bankruptcy and learning what bankruptcy can and cannot do. Then read about the two main types of consumer bankruptcy -- Chapter 7 and Chapter 13. Learn which debts are wiped out, and which will survive bankruptcy and find out what happens to your property, including your home and car. Our articles on filing and bankruptcy procedure discuss eligibility requirements, like the Chapter 7 means test, and take you through the process of a typical bankruptcy case. And when you are done with your case, get information on rebuilding credit and how to get a mortgage, car loan, or credit card.
Although the bankruptcy system is governed by federal law, state law and procedures play some role too. For state-specific bankruptcy information, like state property exemptions, court websites, state median income for the means test, and more, go to our Bankruptcy in Your State page.