We've put together this site as a way to give regular folks like you the information you need to determine if bankruptcy might be a solution for your debt problems. There is a lot of information floating around the internet about bankruptcy, much of it written by people who have commercial intentions which bias the information they publish.
As part of the Nolo family of legal websites, you can be sure the information you get from this website was written by attorneys who are passionate about giving regular folks the information they need to handle their own legal problems.
Now, don't get us wrong, we are a for-profit business. We would love to sell you a book to help you handle your legal issues, but that doesn't bias the content of this website. What you read here is what the law says, and any opinions or information that is not based on statutory law is written to help you understand bankruptcy, not to sell you something.
If we feel that a certain issue is better handled by a lawyer, we'll tell you and help you find one. We hope you get the information you need to make the right legal and financial decisions.
Kathleen Michon is a legal editor, online content editor and all around awesome human being. Prior to joining Nolo, Kathleen was the Directing Attorney of Public Counsel's Consumer Rights Project, represented inmates on death row, mediated cases in Small Claims Court, and arbitrated lemon law cases for the Better Business Bureau.
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Lisa Guerin, an editor and author specializing in employment law, is author or co-author of several Nolo books, including The Manager's Legal Handbook, Dealing with Problem Employees, The Essential Guide to Federal Employment Laws, Workplace Investigations, Create Your Own Employee Handbook, and Nolo's Guide to California Law.
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Beth Laurence joined Nolo as a legal editor in 1997. She holds a law degree from University of California, Hastings College of the Law, a B.A. degree from Boston University (Phi Beta Kappa, magna cum laude), and is a member of the California State Bar. Laurence has combined her legal and financial expertise to edit many Nolo small business books and online software applications over the years.
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Stephen R. Elias is an attorney and former associate publisher at Nolo, as well as the current President of National Bankruptcy Law Project. He is the author of many Nolo books including How to File for Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, and most recently, Bankruptcy for Small Business Owners.
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Attorney Margaret Reiter was a consumer investigator with the Los Angeles County Consumer Affairs Department for four years and worked for 20 years as a consumer prosecutor with the California Attorney General's Consumer Law Section. She has investigated or prosecuted businesses engaged in consumer fraud including foreclosure "consultants," mortgage lenders, debt settlement companies, vocational schools, living trust mill/annuity sellers, prepaid phone card companies, and tax refund anticipation loan providers.
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