More Articles by Cara O'Neill
Articles 101-110 out of 155
Timing Your Bankruptcy Filing: When to Delay or Avoid Bankruptcy Altogether
Learn when it might be a good idea to delay filing for bankruptcy, such as when modifying your mortgage or anticipating an income drop that will make qualifying easier.
The 341 Meeting of Creditors Explained
The 341 meeting doesn't have to be intimidating. After learning how the creditors' meeting works, you'll see that it's quick, easy, and, most importantly, predictable.
How to Calculate a Chapter 13 Monthly Payment
In Chapter 13 bankruptcy, you'll pay your creditors through a three- to five-year repayment plan—but calculating a plan payment can be complicated. We provide a simple shortcut that gives you a ballpark amount you can expect to pay.
Washington Bankruptcy Exemptions
Washington bankruptcy exemptions safeguard property, such as homes, cars, instruments, retirement accounts, and furnishings. Discover how bankruptcy exemptions impact assets differently in Chapters 7 and 13.
Exceptions to the Automatic Stay: Repeat Bankruptcy Filings
Bankruptcy's automatic stay prevents creditors from collecting debts from you. But if you've filed multiple cases within a year, you don't get the full benefit of the stay's protection. Learn more.
What Is Current Monthly Income for the Means Test?
Congress created the “means test” to determine if you qualify to file for Chapter 7 bankruptcy. Whether you qualify for Chapter 7 depends largely on what the means test calculates as your “current monthly income.”
Can I use my credit card before I file for bankruptcy?
Learn why you shouldn't use a credit card for a cash advance or to buy luxury items and other things not needed for your support before bankruptcy.
How to Fill Out Bankruptcy Schedule E/F: Creditors Who Have Unsecured Claims
Debtors must disclose all aspects of their finances when filing for bankruptcy. Priority and nonpriority unsecured debts are listed on Schedule E/F. Learn how to identify secured, priority, and unsecured debts.
How to Fill Out Bankruptcy Schedule C: The Property You Claim as Exempt
Bankruptcy Schedule C is one of the most important forms you must file: It tells the court and your creditors what property you claim as exempt under state or federal law.
How Does the Bankruptcy Trustee Get Paid?
The bankruptcy trustee is entitled to compensation for administering your case. But how the trustee gets paid depends on whether you filed for Chapter 7 or Chapter 13 bankruptcy. Learn more.