Cara O'Neill

Cara O'Neill

Attorney · University of the Pacific McGeorge School of Law

More Articles by Cara O'Neill

Articles 111-120 out of 131

What Happens to My Cosigner in Chapter 7 Bankruptcy?
Chapter 7 bankruptcy discharges most unsecured debts. However, despite your bankruptcy filing, if you have a cosigner on your debts, your cosigner will still be responsible for it after your Chapter 7 case. Learn why.
Chapter 7 Bankruptcy Document Checklist
Our checklist will help you assemble the documents required to complete your Chapter 7 bankruptcy petition and help you gather the documents you’ll need to provide to the Chapter 7 trustee after filing.
Will Bankruptcy Stop the IRS From Collecting Tax Debts?
The automatic stay will stop the IRS from collecting taxes debt that you owe once you file a Chapter 7 or Chapter 13 bankruptcy. But depending upon the nature of the tax debt you owe, the IRS may be permitted to collect from you later.
Are Household Goods and Furniture Exempt in Bankruptcy?
In most cases, you can use state or federal exemptions to keep most or all of your household goods and furniture when you file for Chapter 7 bankruptcy.
Will You Have to Close Your Business if You File for Personal Bankruptcy?
The Chapter 7 trustee won't automatically close the business and inventory its assets in Chapter 7. It will often depend on whether the trustee can sell business property and whether you have liability insurance.
When the Creditor Gets a Lien Against Your Property
If a creditor has a lien on property you own, you’ll need to pay the creditor before selling or refinancing it, and the creditor might even use a lien on house property to force a sale of your home.
What Happens to Mortgages in Bankruptcy
Some homeowners filing for Chapter 7 bankruptcy will lose their homes if they’re behind on mortgage payments or can’t protect all home equity with a bankruptcy exemption. Find out why.
Will I Lose All My Property If I File for Bankruptcy?
Find out why Chapter 7 filers lose property not protected by a federal or state bankruptcy exemption and why Chapter 13 filers pay to keep nonexempt property through the repayment plan.
Voluntary and Involuntary Bankruptcy Petitions
Whether a bankruptcy case is voluntary or involuntary depends on who initiates it. Learn how creditors can file an involuntary Chapter 7 bankruptcy by filing against an individual or corporation.
Property Abandonment in Chapter 7 Bankruptcy
If the trustee abandons some of your property in Chapter 7 bankruptcy, you’ll likely get to keep it. Learn about property abandonment in Chapter 7 bankruptcy, including how it occurs and whether you can force it.
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