More Articles by Cara O'Neill
Articles 111-120 out of 155
The Debtor Education Course Requirement in Bankruptcy
Before receiving a Chapter 7 or Chapter 13 discharge, filers must complete a personal financial management course that teaches money and credit management skills.
Should I ignore a debt collector's calls and letters?
Ignoring debt collector's calls and letters is a strategy that works if you're judgment-proof or plan to discharge your debt by filing for bankruptcy. If not, develop a debt payment strategy before speaking with debt collectors.
What If I Lose My Job After I File for Chapter 13 Bankruptcy?
Chapter 13 filers who lose their job have a few bankruptcy options. Depending on your creditors, property, and the amount paid into the plan, the bankruptcy court might reduce your Chapter 13 payment or end your Chapter 13 with a hardship discharge.
Bankruptcy Exemptions - What Do I Keep When I File For Bankruptcy?
Bankruptcy exemptions determine what you get to keep during and after bankruptcy, including your home, car, retirement account, or personal belongings. But you'll have to comply with exemption rules. Learn more.
Dealing With a Deficiency Judgment After Car Repossession
If your car has been repossessed and the lender sells it for less than the amount owed on the loan, the lender can go to court and obtain a deficiency judgment. A lender can take steps to collect the deficiency judgment against you even though the car was repossessed.
Emergency Bankruptcy Filing
You’ll use the “emergency bankruptcy filing” or “skeleton bankruptcy filing” procedure when you need to file fast. Because it involves completing fewer forms, you can quickly stop wage garnishment, foreclosure, lawsuits, and other actions.
Chapter 7 Homestead Exemption
If you file for Chapter 7 bankruptcy, whether you can keep your home depends, in large part, on your state's homestead exemption.
Understanding Secured, Unsecured & Priority Claims in Bankruptcy
Each creditor has a claim against your bankruptcy estate when you file for bankruptcy. The bankruptcy trustee will use any money in your estate to pay the creditors' claims, depending on the claim type.
What You Should Know About Filing for Bankruptcy
Learn how each bankruptcy chapter works, what you should and should not do before filing, and what to expect during and after your bankruptcy. Also, find answers to commonly searched bankruptcy questions.
The Chapter 13 Bankruptcy Confirmation Hearing
If you file for Chapter 13 bankruptcy, the court will hold a confirmation hearing at which the court decides whether to approve your proposed repayment plan. Once confirmed, your creditors must accept your payments to satisfy their claims.