More Articles by Cara O'Neill
Articles 111-120 out of 132
How to File Bankruptcy and Keep Your Car
Whether you keep your vehicle in bankruptcy will depend on whether you file for Chapter 7 or Chapter 13 bankruptcy, whether you’re behind on your car payment, and whether you can protect all of the vehicle equity with a bankruptcy exemption.
Can I Get My Chapter 13 Payments Lowered?
Question: I have been in Chapter 13 bankruptcy for over two years. But I recently received a pay cut and can no longer afford my current Chapter 13 plan payment. Is there anything I can do to reduce my monthly payment amount?
Keeping a Credit Card in Chapter 7 Bankruptcy
Learn why keeping a credit card in Chapter 7 bankruptcy is unlikely and why you should plan on rebuilding credit after completing a Chapter 7 bankruptcy case.
What Happens to My Cosigner in Chapter 7 Bankruptcy?
Chapter 7 bankruptcy discharges most unsecured debts. However, despite your bankruptcy filing, if you have a cosigner on your debts, your cosigner will still be responsible for it after your Chapter 7 case. Learn why.
Chapter 7 Bankruptcy Document Checklist
Our checklist will help you assemble the documents required to complete your Chapter 7 bankruptcy petition and help you gather the documents you’ll need to provide to the Chapter 7 trustee after filing.
Will Bankruptcy Stop the IRS From Collecting Tax Debts?
The automatic stay will stop the IRS from collecting taxes debt that you owe once you file a Chapter 7 or Chapter 13 bankruptcy. But depending upon the nature of the tax debt you owe, the IRS may be permitted to collect from you later.
Are Household Goods and Furniture Exempt in Bankruptcy?
In most cases, you can use state or federal exemptions to keep most or all of your household goods and furniture when you file for Chapter 7 bankruptcy.
Will You Have to Close Your Business if You File for Personal Bankruptcy?
The Chapter 7 trustee won't automatically close the business and inventory its assets in Chapter 7. It will often depend on whether the trustee can sell business property and whether you have liability insurance.
When the Creditor Gets a Lien Against Your Property
If a creditor has a lien on property you own, you’ll need to pay the creditor before selling or refinancing it, and the creditor might even use a lien on house property to force a sale of your home.
What Happens to Mortgages in Bankruptcy
Some homeowners filing for Chapter 7 bankruptcy will lose their homes if they’re behind on mortgage payments or can’t protect all home equity with a bankruptcy exemption. Find out why.