Cara O'Neill

Attorney · University of the Pacific McGeorge School of Law

More Articles by Cara O'Neill

Articles 11-20 out of 156

What Happens to Your Personal Property in Chapter 7 Bankruptcy?
When filing for Chapter 7 bankruptcy, many debtors are able to keep most or all of their personal property. What you’re allowed to keep depends on what property is deemed "exempt" by your state or the federal bankruptcy exemptions.
Is It Better to File for Bankruptcy Before or After My Home is Foreclosed?
Filing for bankruptcy before or after your home's foreclosure sale changes your legal options significantly. See which timing best protects your home, exemptions, and finances.
If You Receive an Inheritance During Your Bankruptcy Case
If you inherit money during bankruptcy, you'll want to know how the 180-day rule works, what happens in Chapter 7 vs. Chapter 13, and how to protect it from creditors.
Paying Off Student Loans With a Credit Card Before Bankruptcy
Find out why transferring student loan balances to a credit card and eliminating the credit card debt in bankruptcy isn’t a sound tactic for handling student loan debt.
How to Fill Out Bankruptcy Schedule D: Creditors Who Have Claims Secured by Property
One of the forms you must complete in bankruptcy is Schedule D: Creditors Who Have Claims Secured by Property. On it, you provide information about creditors holding secured debts guaranteed by a lien or collateral.
Chapter 13 Bankruptcy Payments: What to Expect on a Low Income
In Chapter 13 bankruptcy, filers must pay priority debts and secured arrearages in full, pay unsecured creditors at least Chapter 7 value, and contribute all disposable income under a three- to five-year plan based on their income relative to the state median.
Car Repossessed After Filing Bankruptcy: What to Do Now
Learn why getting your car towed after you filed bankruptcy happens, why it's usually illegal, and the exact steps to get your vehicle back quickly.
Chapter 13 Bankruptcy Laws: Your Disposable Income
In Chapter 13 bankruptcy, you must devote all your disposable income to your Chapter 13 repayment plan. You can get a rough estimate of your plan payments by learning how to calculate it, although other factors also affect a Chapter 13 payment.
Determining Dependents For Bankruptcy Schedule J
Bankruptcy involves disclosing information about assets, debts, expenses, income, and financial transactions. Schedule J is where you'll list expenses and dependents. Learn who can be counted as a dependent in bankruptcy.
Will I Lose My Checking or Savings Account if I File Bankruptcy?
Find out whether bankruptcy takes the money in your bank account, how setoffs, exemptions, and joint accounts affect your checking and savings money, and when your institution will close your account.