More Articles by Cara O'Neill
Articles 11-20 out of 132
How Chapter 7 Bankruptcy Works in 2026
If you're struggling with credit card debt, medical bills, or loans, Chapter 7 bankruptcy could wipe out most of what you owe, and faster than you think. Here's how it works.
Chapter 13 Bankruptcy in 2026
Chapter 13 works well for higher-income filers who don't qualify for Chapter 7 and can afford to repay some debt. However, all filers must use Chapter 13 to stop foreclosure, keep a house, or prevent a vehicle repossession.
Federal Bankruptcy Exemptions
Not everyone can use federal bankruptcy exemptions. Find out if your state qualifies and how the updated 2025–2028 amounts protect your home, car, and savings.
Wisconsin Bankruptcy Exemptions
Wisconsin filers can protect up to $75,000 in home equity, $4,000 in vehicle value, $12,000 in personal property, $5,000 in bank deposits, and all employee retirement benefits under Wisconsin's state exemptions, or opt for the federal exemptions, which offer a powerful wildcard but a lower homestead cap.
Alabama Bankruptcy Exemptions
Alabama bankruptcy exemptions protect properties from bankruptcy creditors, including homes, cars, instruments, retirement accounts, and furnishings. Learn why bankruptcy exemptions affect property differently in Chapters 7 and 13.
Michigan Bankruptcy Exemptions
Michigan bankruptcy exemptions protect property needed to maintain a household and job, like a home, car, retirement account, and furnishings. Learn how to use bankruptcy exemptions in Chapters 7 and 13.
What Happens to My Paid Off Car in a Chapter 7 Bankruptcy Filing?
No car loan? You might still have to give up your vehicle in Chapter 7. Learn how exemptions work and how to calculate whether the trustee can take your car.
Oregon Bankruptcy Exemptions
Oregon bankruptcy exemptions protect property needed to maintain a household and job, like a home, car, retirement account, and furnishings. Learn how to use bankruptcy exemptions in Chapters 7 and 13.
South Carolina Bankruptcy Exemptions
South Carolina bankruptcy exemptions can help you retain important property, such as a home, car, instruments, retirement accounts, and furnishings. Understand how bankruptcy exemptions function in Chapters 7 and 13.
Georgia Bankruptcy Exemptions
Georgia bankruptcy exemptions help you keep the property you'll need, like a home, car, retirement account, and furnishings. Learn how bankruptcy exemptions work in Chapters 7 and 13.