Cara O'Neill

Cara O'Neill

Attorney · University of the Pacific McGeorge School of Law

More Articles by Cara O'Neill

Articles 21-30 out of 131

The Role of the Chapter 7 Bankruptcy Trustee
The Chapter 7 bankruptcy trustee handles the case until it's closed. Learn how the trustee evaluates your financial condition, sells property, investigates assets that could be liquidated for creditors, and more.
Exceptions to Bankruptcy's Credit Counseling and Debtor Education Requirements
Learn to determine whether you're exempt from completing a credit counseling course and find out why it would be unusual for an individual to be exempt from the bankruptcy educational course requirements.
How Does a Sole Proprietorship File for Bankruptcy?
Sole proprietorships can receive bankruptcy relief by filing for Chapter 7 or 13 bankruptcy. Learn why sole proprietors have more bankruptcy options than other business types and what to expect in Chapters 7 and 13.
How Are Utility Bills Treated in Bankruptcy?
You can discharge outstanding utility bills in Chapter 7 bankruptcy and repay a portion of past-due bills in Chapter 13 bankruptcy. However, a utility deposit might be required. Learn more.
The Chapter 13 Bankruptcy Repayment Plan
Chapter 13 debtors must draft a legally compliant repayment plan that repays creditors some or all of what's owed over three to five years. Learn about the requirements the debtor must meet to receive court approval.
How Much Debt Do You Have to Have to File Bankruptcy?
You don’t need a minimum amount of debt to qualify for bankruptcy but it should be enough to outweigh the fact that bankruptcy will impact your credit and deprive you of your ability to file again soon.
Is Bankruptcy a Good Option for Struggling Small Businesses
Each bankruptcy chapter offers unique benefits, and understanding these dynamics will help you choose the best solution for your small business needs. Or, you might find the better choice is filing an individual bankruptcy. Learn why.
Postbankruptcy Discrimination: What Is and Isn't Allowed
Learn about laws that protect you from most postbankruptcy discrimination by the government and private employers and how they can be circumvented sometimes.
Requesting a Debtor's Exam, Documents, or Written Answers
Before a judgment creditor can collect a money judgment received after a lawsuit, the creditor must first find assets. Learn about the discovery tools available to judgment creditors and how they're used.
Chapter 11 Bankruptcy vs Chapter 13 Bankruptcy
Both Chapter 11 and Chapter 13 bankruptcy are reorganization chapters that require debt repayment over time. While Chapter 11 bankruptcy is primarily filed by businesses, it's also a choice for individuals who don't qualify for Chapter 13.
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