More Articles by Cara O'Neill
Articles 61-70 out of 132
Can I use my credit card before I file for bankruptcy?
Learn why you shouldn't use a credit card for a cash advance or to buy luxury items and other things not needed for your support before bankruptcy.
How to Fill Out Bankruptcy Schedule E/F: Creditors Who Have Unsecured Claims
Debtors must disclose all aspects of their finances when filing for bankruptcy. Priority and nonpriority unsecured debts are listed on Schedule E/F. Learn how to identify secured, priority, and unsecured debts.
How to Fill Out Bankruptcy Schedule C: The Property You Claim as Exempt
Bankruptcy Schedule C is one of the most important forms you must file: It tells the court and your creditors what property you claim as exempt under state or federal law.
How Does the Bankruptcy Trustee Get Paid?
The bankruptcy trustee is entitled to compensation for administering your case. But how the trustee gets paid depends on whether you filed for Chapter 7 or Chapter 13 bankruptcy. Learn more.
The Debtor Education Course Requirement in Bankruptcy
Before receiving a Chapter 7 or Chapter 13 discharge, filers must complete a personal financial management course that teaches money and credit management skills.
Should I ignore a debt collector's calls and letters?
Ignoring debt collector's calls and letters is a strategy that works if you're judgment-proof or plan to discharge your debt by filing for bankruptcy. If not, develop a debt payment strategy before speaking with debt collectors.
What If I Lose My Job After I File for Chapter 13 Bankruptcy?
Chapter 13 filers who lose their job have a few bankruptcy options. Depending on your creditors, property, and the amount paid into the plan, the bankruptcy court might reduce your Chapter 13 payment or end your Chapter 13 with a hardship discharge.
Bankruptcy Exemptions - What Do I Keep When I File For Bankruptcy?
Bankruptcy exemptions determine what you get to keep during and after bankruptcy, including your home, car, retirement account, or personal belongings. But you'll have to comply with exemption rules. Learn more.
Dealing With a Deficiency Judgment After Car Repossession
If your car has been repossessed and the lender sells it for less than the amount owed on the loan, the lender can go to court and obtain a deficiency judgment. A lender can take steps to collect the deficiency judgment against you even though the car was repossessed.
Will Filing For Bankruptcy Get Back a Repossessed Vehicle?
If you've had your vehicle repossessed because you haven't kept up with the payments, you might wonder if you can get your car back by filing for bankruptcy. Learn about your options.