Cara O'Neill

Attorney · University of the Pacific McGeorge School of Law

More Articles by Cara O'Neill

Articles 61-70 out of 154

Colorado Bankruptcy Exemptions
Colorado bankruptcy exemptions help you keep property necessary to maintain a home and employment, including some home and vehicle equity, a retirement account, and household items.
California Bankruptcy Exemptions
California bankruptcy exemptions allow you to retain essential property, including your home, car, instruments, retirement accounts, and furnishings. Understand how bankruptcy exemptions function in Chapters 7 and 13.
New York Bankruptcy Exemptions
New York lets you pick state or federal bankruptcy exemptions, but the right choice can mean keeping your car, cash, or home equity. Here's how they compare.
What Is Bankruptcy? 2026 Rundown
If you're thinking about bankruptcy and want to know if you can erase debt while keeping property, start by learning about the differences between Chapters 7 and 13.
How Chapter 7 Bankruptcy Works in 2026
If you're struggling with credit card debt, medical bills, or loans, Chapter 7 bankruptcy could wipe out most of what you owe, and faster than you think. Here's how it works.
Chapter 13 Bankruptcy in 2026
Chapter 13 works well for higher-income filers who don't qualify for Chapter 7 and can afford to repay some debt. However, all filers must use Chapter 13 to stop foreclosure, keep a house, or prevent a vehicle repossession.
Federal Bankruptcy Exemptions
Not everyone can use federal bankruptcy exemptions. Find out if your state qualifies and how the updated 2025–2028 amounts protect your home, car, and savings.
Wisconsin Bankruptcy Exemptions
Wisconsin filers can protect up to $75,000 in home equity, $4,000 in vehicle value, $12,000 in personal property, $5,000 in bank deposits, and all employee retirement benefits under Wisconsin's state exemptions, or opt for the federal exemptions, which offer a powerful wildcard but a lower homestead cap.
Alabama Bankruptcy Exemptions
Alabama bankruptcy exemptions protect properties from bankruptcy creditors, including homes, cars, instruments, retirement accounts, and furnishings. Learn why bankruptcy exemptions affect property differently in Chapters 7 and 13.
Michigan Bankruptcy Exemptions
Michigan bankruptcy exemptions protect property needed to maintain a household and job, like a home, car, retirement account, and furnishings. Learn how to use bankruptcy exemptions in Chapters 7 and 13.