Cara O'Neill

Attorney · University of the Pacific McGeorge School of Law

More Articles by Cara O'Neill

Articles 61-70 out of 131

Should I ignore a debt collector's calls and letters?
Ignoring debt collector's calls and letters is a strategy that works if you're judgment-proof or plan to discharge your debt by filing for bankruptcy. If not, develop a debt payment strategy before speaking with debt collectors.
Federal Bankruptcy Exemptions
Some states allow bankruptcy filers to use federal bankruptcy exemptions to protect property in bankruptcy instead of state bankruptcy exemptions. Find out if your state allows you to choose.
What If I Lose My Job After I File for Chapter 13 Bankruptcy?
Chapter 13 filers who lose their job have a few bankruptcy options. Depending on your creditors, property, and the amount paid into the plan, the bankruptcy court might reduce your Chapter 13 payment or end your Chapter 13 with a hardship discharge.
Bankruptcy Exemptions - What Do I Keep When I File For Bankruptcy?
Bankruptcy exemptions determine what you get to keep during and after bankruptcy, including your home, car, retirement account, or personal belongings. But you'll have to comply with exemption rules. Learn more.
Dealing With a Deficiency Judgment After Car Repossession
If your car has been repossessed and the lender sells it for less than the amount owed on the loan, the lender can go to court and obtain a deficiency judgment. A lender can take steps to collect the deficiency judgment against you even though the car was repossessed.
Will Filing For Bankruptcy Get Back a Repossessed Vehicle?
If you've had your vehicle repossessed because you haven't kept up with the payments, you might wonder if you can get your car back by filing for bankruptcy. Learn about your options.
Emergency Bankruptcy Filing
You’ll use the “emergency bankruptcy filing” or “skeleton bankruptcy filing” procedure when you need to file fast. Because it involves completing fewer forms, you can quickly stop wage garnishment, foreclosure, lawsuits, and other actions.
Chapter 7 Homestead Exemption
If you file for Chapter 7 bankruptcy, whether you can keep your home depends, in large part, on your state's homestead exemption.
Understanding Secured, Unsecured & Priority Claims in Bankruptcy
Each creditor has a claim against your bankruptcy estate when you file for bankruptcy. The bankruptcy trustee will use any money in your estate to pay the creditors' claims, depending on the claim type.
What You Should Know About Filing for Bankruptcy
Learn how each bankruptcy chapter works, what you should and should not do before filing, and what to expect during and after your bankruptcy. Also, find answers to commonly searched bankruptcy questions.