You can usually refile a Chapter 13 petition, but not always. Also, expect to overcome new hurdles. For instance, you could lose the automatic stay protection that stops creditor collections.
Many people get the money to pay the lawyer’s retainer by borrowing from friends and family or by paying the lawyer instead of debts they can eliminate in bankruptcy. Learn more strategies for paying bankruptcy legal fees.
I am considering filing for bankruptcy because I have recently lost my job, and have no means to repay my outstanding debts. I can hardly cover my daily expenses without my credit card. I know...
The official bankruptcy forms that you need to file for both Chapter 7 and Chapter 13 bankruptcy are now available online through the website of the U.S. Courts. You can complete the forms online, save them, and print them.
Most people file what is often referred to as a no-asset Chapter 7 bankruptcy case, which is a case without any property that the bankruptcy trustee can take and sell to repay creditors.
Chapter 13 provides solutions unavailable in Chapter 7 to help debtors keep their cars. Learn about reducing loan interest and balances, catching up on late payments, and more.
If you make a preference payment or transfer, your bankruptcy trustee might be able to get the money back from the person or business you paid. Learn what constitutes a bankruptcy preference payment.
A creditor with a lien has rights against the property securing your obligation to pay the money you owe. Learn what happens to liens and secured property in Chapter 7 bankruptcy.
In Chapter 7 bankruptcy, the trustee has the right to take back property or money the debtor improperly gave away before filing. "Clawback" is the term used to describe this power, which allows the trustee to regain assets.