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Making the decision to file (or not to file) bankruptcy is a big one. While getting a fresh financial start through Chapter 7 or Chapter 13 bankruptcy can be a lifesaver for some people, it's not the best solution for others.
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Part of the process for deciding whether or not to file for bankruptcy includes looking at your alternatives. Depending on the state of your finances, the type of your debts, and your financial goals, a nonbankruptcy alternative may be better in your situation. Some possible alternatives to declaring bankruptcy if you are in debt include the following.
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A judgment lien is a type of security interest that a judgment creditor can obtain against your property. Below you can learn how a creditor gets a judgment lien, what property the lien can affect, and more.
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