What Happens to Your Debts in Bankruptcy?

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The main reason people file for bankruptcy is to get rid of, or get control of, their debts. How debts are treated in bankruptcy depends on whether you file for Chapter 7 or Chapter 13.  

Although most debts will be discharged in Chapter 7 bankruptcy, not all are. And in Chapter 13 bankruptcy, you must pay some debts in full through your repayment plan. Others are paid in part, and the remainder discharged at the end of your case.

Below you'll find articles explaining how your debts are treated in Chapter 7 and Chapter 13 bankruptcy as well as information about what happens to particular debts -- such as credit card debt, medical debt, mortgages, car loans, taxes, child support, and student loans.

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By clicking "Find a Lawyer", you agree to the Martindale-Nolo Texting Terms. Martindale-Nolo and up to 5 participating attorneys may contact you on the number you provided for marketing purposes, discuss available services, etc. Messages may be sent using pre-recorded messages, auto-dialer or other automated technology. You are not required to provide consent as a condition of service. Attorneys have the option, but are not required, to send text messages to you. You will receive up to 2 messages per week from Martindale-Nolo. Frequency from attorney may vary. Message and data rates may apply. Your number will be held in accordance with our Privacy Policy.

You should not send any sensitive or confidential information through this site. Any information sent through this site does not create an attorney-client relationship and may not be treated as privileged or confidential. The lawyer or law firm you are contacting is not required to, and may choose not to, accept you as a client. The Internet is not necessarily secure and emails sent through this site could be intercepted or read by third parties.

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