What Happens to Your Debts in Bankruptcy?

The main reason people file for bankruptcy is to get rid of, or get control of, their debts. How debts are treated in bankruptcy depends on whether you file for Chapter 7 or Chapter 13.  

Although most debts will be discharged in Chapter 7 bankruptcy, not all are. And in Chapter 13 bankruptcy, you must pay some debts in full through your repayment plan. Others are paid in part, and the remainder discharged at the end of your case.

Below you'll find articles explaining how your debts are treated in Chapter 7 and Chapter 13 bankruptcy as well as information about what happens to particular debts -- such as credit card debt, medical debt, mortgages, car loans, taxes, child support, and student loans.

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