One advantage of Chapter 13 bankruptcy is that you keep your property, including your car, van, truck, motorcycle, or other vehicle. There are some other Chapter 13 features that come in handy when it comes to your vehicle:
And if you are facing imminent car repossession or your lender repossessed your car but has not yet sold it, filing for Chapter 13 bankruptcy will stop the repossession or sale, and give you the opportunity to get your car back.
Keep in mind, that unless you have lots of equity in your car, you will probably be able to keep it in Chapter 7 bankruptcy too. (See Your Car in Chapter 7 Bankruptcy.)