Chapter 13 Bankruptcy and Your Vehicles

Your Car in Chapter 13 Bankruptcy

If you're behind on car payments or worried about repossession, Chapter 13 bankruptcy can help you keep your car, catch up on arrears, and cram down the loan.

How to File Bankruptcy and Keep Your Car

Whether you keep your vehicle in bankruptcy will depend on whether you file for Chapter 7 or Chapter 13 bankruptcy, whether you’re behind on your car payment, and whether you can protect all of the vehicle equity with a bankruptcy exemption.

Keeping Two Cars in Chapter 13 Bankruptcy

You can keep two cars in Chapter 13 bankruptcy, but you'll need to be able to afford the required payment, which could be high. Learn the steps you can take to make a Chapter 13 payment more affordable.

How to Value Your Car in Bankruptcy

Valuing your car, van, truck, or motorcycle is essential to a bankruptcy case. As with other property, you must list how much each vehicle is worth and whether an exemption protects its equity in the bankruptcy petition.

Will Filing For Bankruptcy Get Back a Repossessed Vehicle?

If you've had your vehicle repossessed because you haven't kept up with the payments, you might wonder if you can get your car back by filing for bankruptcy. Learn about your options.