Your Property in Chapter 13 Bankruptcy

If you file for bankruptcy under Chapter 13, you won't have to give up your property. Instead, you repay your debts over three to five years through a Chapter 13 repayment plan.

Chapter 13 has some special features when it comes to certain types of property. For example, you may be able to keep your car and at the same time reduce your car loan (called a cramdown). Or, if your nonresidential real estate has several mortgages or liens, you may be able to strip some of them off.

Below you'll find general articles on what happens to your property in Chapter 13, as well as links to sections deal with certain types of property (like your car and home) in more detail.

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