The Means Test and Chapter 7 Eligibility
Are you eligible to file for Chapter 7 bankruptcy?
The means test determines if you can realistically pay back some of your debt through a Chapter 13 repayment plan. If you can (that is, if you flunk the means test), you cannot file for Chapter 7 bankruptcy.
In addition to the means test, there are other eligibility rules for Chapter 7 bankruptcy. Here’s where you can find the answers to these and other bankruptcy eligibility questions.