Credit Card Debt in Bankruptcy

Many people cite credit card debt as the main reason for filing for Chapter 7 or Chapter 13 bankruptcy. In Chapter 7 bankruptcy, credit card debt is usually discharged (wiped out). But there are a few situations when it is not discharged. In Chapter 13 Bankruptcy, credit card debt (like all nonpriority, unsecured debt) is paid off in part through the repayment plan.