Kansas Bankruptcy Exemptions

This list of exemptions updated August 2007. All law references are to Kansas Statutes Annotated unless otherwise noted. Federal bankruptcy exemptions are not available in Kansas.

Homestead

60-2301 - Real property, manufactured home, or mobile home of unlimited value, but can't exceed 1 acre in a city or town, or 160 acres on a farm. You must occupy or intend to occupy the property at the time you file for bankruptcy. (Also refer to "Const. 15-9").

Personal Property

60-2304 - Motor vehicle up to $20,000 (no limit if equipped or designed for a disabled person); clothing to last 1 year; household equipment and furnishings; food and fuel to last 1 year; jewelry and articles of adornment up to $1,000; burial plot.

16-310 - Funeral plan prepayments.

Wages

60-2310 - The greater of the following: 30 times the federal minimum hourly wage per week or minimum of 75% of disposable weekly wages. Judge may approve more for low income debtor.

Pensions

11 U.S.C. § 522 - Tax exempt retirement accounts; Traditional and Roth IRAs up to $1,095,000 per person.

12-5005 - Police officers and firefighters.

13-14a10 - Elected and appointed officials in cities with populations of between 120,000 and 200,000.

20-2618 - Judges.

60-2308 - Federal government pension needed for support and received within 3 months prior to filing bankruptcy; ERISA¬qualified benefits.

60-2312 - Payments under pensions, profit sharing, or other contracts of the like on the account of illness, disability, death, age, or length of service as needed for support.

72-5526 - State school employees.

74-4923 - Public employees.

74-4978g - State highway patrol officers.

Public Benefits

39-717 - General assistance.

60-2312 - Veteran's benefits; social security.

60-2313 - Unemployment and worker's compensation; crime victim's compensation.

Tools of Trade

48-245 - National guard uniforms, arms, and equipment.

60-2304 - Equipment, instruments, furniture, books, documents, breeding stock, seed, stock, and grain up to $7,500 total.

Insurance

40-414 - Life insurance proceeds.

60-2313 - Life insurance proceeds or cash value deposited into a bank account (not exempt if deposited within 1 year of filing for bankruptcy); disability and illness benefits; fraternal benefit society benefits.

Misc.

60-2313 - Liquor licenses.

60-2312 - Alimony, maintenance and support.

Other - Add any applicable Federal Nonbankruptcy Exemptions

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