Car Repossession

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If you fail to make your car loan payment, your car lender can repossess your car. This means it can come to your home or work and take your car without asking. Usually it then sells the car and uses the sale proceeds to repay its repossession costs and the remaining loan balance. Unfortunately, in many cases, the sale price isn't enough to cover your loan balance and the repo costs. The remaining amount is called the deficiency and the car lender can sue to recover this from you.

If you are struggling to make your car payment, are facing a repossession, or your car has just been repossessed, there are things you can do to minimize your financial damage. Make sure you understand how repossessions occur, what you can do to prevent one, and how to deal with a deficiency lawsuit.

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By clicking "Find a Lawyer", you agree to the Martindale-Nolo Texting Terms. Martindale-Nolo and up to 5 participating attorneys may contact you on the number you provided for marketing purposes, discuss available services, etc. Messages may be sent using pre-recorded messages, auto-dialer or other automated technology. You are not required to provide consent as a condition of service. Attorneys have the option, but are not required, to send text messages to you. You will receive up to 2 messages per week from Martindale-Nolo. Frequency from attorney may vary. Message and data rates may apply. Your number will be held in accordance with our Privacy Policy.

You should not send any sensitive or confidential information through this site. Any information sent through this site does not create an attorney-client relationship and may not be treated as privileged or confidential. The lawyer or law firm you are contacting is not required to, and may choose not to, accept you as a client. The Internet is not necessarily secure and emails sent through this site could be intercepted or read by third parties.

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