Student Loan Debt

If you are struggling to pay student loans, start here to learn about options you may have to get out of default, enter into a flexible repayment plan based on your income, cancel student loans, and more. You can also learn about the different types of student loans (your options often rest on the type of loan you have) and ow to find out what types of loans you have.

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Common Questions About Student Loan Debt

Getting Student Loans Out of Default: Consolidation or Rehabilitation?

If you are in default on your federal student loan payments, federal law provides two very powerful options for getting out of default: rehabilitation and consolidation. Most lenders will offer both to you, with little explanation of the pros and cons of each. But there are differences between the two,

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