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Debt Collectors & Debt Collection

The federal Fair Debt Collection Practices Act governs the behavior of debt collectors. Debt collection agencies cannot harrass you or use deceptive or threatening tactics to get you to pay a debt. The FDCPA also requires debt collectors to take some affirmative steps. Those things, such as alerting to your right to verify a debt, are aimed at protecting you as well. Below you'll find articles on what collectors cannot do, what you can do if you are being harrassed by a collector, and more.

Articles on Debt Buyers

Articles on Debt Buyers

Common Questions About Debt Collectors & Debt Collection

Common Questions About Debt Collectors & Debt Collection

  • Should I ignore a debt collector's calls and letters?

    Ignoring debt collector's calls and letters is a strategy that works if you're judgment-proof or plan to discharge your debt by filing for bankruptcy. If not, develop a debt payment strategy before speaking with debt collectors.

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