The federal Fair Debt Collection Practices Act governs the behavior of debt collectors. Debt collection agencies cannot harrass you or use deceptive or threatening tactics to get you to pay a debt. The FDCPA also requires debt collectors to take some affirmative steps. Those things, such as alerting to your right to verify a debt, are aimed at protecting you as well. Below you'll find articles on what collectors cannot do, what you can do if you are being harrassed by a collector, and more.