Utility Bills and Other Common Debts in Bankruptcy

Most people file bankruptcy to get out from a staggering load of debt. Before you file, make sure you understand what happens to your debts in bankruptcy. Not all of them will be discharged (wiped out). In particular, you won't be able to get rid of certain types of tax debts, most student loans, and child support debt. Other types, such as payday loans, are routinely discharged.

Below you can find out what happens to many types of unsecured debt in bankruptcy. Also check out the articles in our sections on credit card debt, medical debt, car loans, and mortgages, as well as the more general articles in What Happens to Your Debts in Bankruptcy?.