Your Debts in Chapter 13 Bankruptcy

Debt Discharge in Bankruptcy: Nondischargeable Debts

Debtors can eliminate or “discharge” many debt types in Chapters 7 and 13, including credit card balances, personal loans, and utility bills. However, bankruptcy doesn’t discharge obligations known as "nondischargeable" debts.

Unsecured Debt: Priority vs. Non-Priority

Not all unsecured debt is treated equally in bankruptcy. Find out which debts jump the line for payment and which ones get wiped out.

Debts You Can Wipe Out in Chapter 13 Bankruptcy

If you complete a Chapter 13 repayment plan, you'll receive a bankruptcy discharge eliminating your liability on the remaining balance of qualifying debts. Learn which obligations you can erase in Chapter 13.

Chapter 13 Post Petition Debt

If you've incurred new debt during Chapter 13, here's how post-petition debt works, your three options, and what it means for your repayment plan.

How Medical Bills Are Treated in Chapter 13 Bankruptcy

If you're drowning in medical bills, discover how Chapter 13 bankruptcy caps what you repay on medical debt, discharges the rest, and stops collection calls immediately.

What Happens to Your Timeshare and Timeshare Debt in Bankruptcy?

Find out what happens to a timeshare mortgage and related debts in bankruptcy and why it will depend on the timeshare type, its value, and whether you file for Chapter 7 or Chapter 13 bankruptcy.

The Truth About "Pay Day" Loans and Filing for Bankruptcy

Payday loans, cash advances, check advances, or paycheck advances are short-term loans offered at a high interest rate. Learn when it's possible to eliminate payday loans in bankruptcy.

Will Bankruptcy Stop the IRS From Collecting Tax Debts?

The automatic stay will stop the IRS from collecting taxes debt that you owe once you file a Chapter 7 or Chapter 13 bankruptcy. But depending upon the nature of the tax debt you owe, the IRS may be permitted to collect from you later.

Unsecured Debt: Priority vs. Non-Priority

Not all unsecured debt is treated equally in bankruptcy. Find out which debts jump the line for payment and which ones get wiped out.