Student Loans in Bankruptcy
Student Loans in Bankruptcy
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Student Loans in Bankruptcy: The Brunner Test
Getting student loans discharged in a Chapter 7 bankruptcy case is very difficult. For the most part, you must show that repayment would cause you "undue hardship."
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Student Loans in Chapter 13 Bankruptcy
Although bankruptcy is not always the best answer to your student loan problems, in some situations Chapter 13 bankruptcy can help. If your loans are in default and you cannot rehabilitate your loans and get on an income based repayment plan (perhaps because of your other expenses), Chapter 13 bankruptcy
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Can I File for Bankruptcy If I Have Student Loans
Student loan debt won't stop you from filing for bankruptcy, but you'll likely still owe it afterward.
Common Questions About Student Loans in Bankruptcy
Common Questions About Student Loans in Bankruptcy
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I paid off some student loans with a credit card. Can I discharge them in bankruptcy?
Typically, it is difficult to wipe out (discharge) student loans in bankruptcy. Credit card debt, on the other hand, is often discharged almost automatically. Does that mean you can pay your student loans with your credit card and then discharge that debt in bankruptcy? Read on to learn why this tactic