Credit Card Debt in Bankruptcy

The Chapter 13 Bankruptcy Repayment Plan

Chapter 13 debtors must draft a legally compliant repayment plan that repays creditors some or all of what's owed over three to five years. Learn about the requirements the debtor must meet to receive court approval.

Keeping a Credit Card in Chapter 7 Bankruptcy

Learn why keeping a credit card in Chapter 7 bankruptcy is unlikely and why you should plan on rebuilding credit after completing a Chapter 7 bankruptcy case.

How long before filing for bankruptcy are you supposed to stop using credit cards?

I am considering filing for bankruptcy because I have recently lost my job, and have no means to repay my outstanding debts. I can hardly cover my daily expenses without my credit card. I know...

Running Up Credit Cards Before Filing Bankruptcy: Is it Fraud?

In many instances, using credit cards excessively while intending to eliminate the balances in bankruptcy is considered fraud. Find out why.

Can I use my credit card before I file for bankruptcy?

Learn why you shouldn't use a credit card for a cash advance or to buy luxury items and other things not needed for your support before bankruptcy.

I paid off some student loans with a credit card. Can I discharge them in bankruptcy?

Find out why transferring student loan balances to a credit card and eliminating the credit card debt in bankruptcy isn’t a sound tactic for handling student loan debt.

The New Bankruptcy: Will It Work for You?

Is bankruptcy the right solution for your overwhelming debts? Pick the best strategies for your situation with the information and practical suggestions in this book by best-selling author Stephen Elias.

How to File for Chapter 7 Bankruptcy

The reliable, up-to-date information in this best-selling book will help you successfully complete your bankruptcy claim without breaking the bank.

Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time

This comprehensive guide explains the Chapter 13 process, from start to finish.